Testimonials
Hi Angela:
I know I am somewhat late in responding to your gracious help saving us over $1600 a month; however we would like to express our sincere thanks for renewing our mortgage in such a simple timely manner. As stated at the time I had been dealing with a large institution for my mortgages for many years. There was always an extensive protocol that we were put through. It always felt like one would wait with bated breath sometimes up to three weeks as to when and if the financial institution felt you were worthy of such investment. The Angela Calla Mortgage Team is extremely professional and with few questions and documents were able to secure a mortgage at a reduced interest rate from the recently proposed one at the financial institution. There wasn’t even a question of going with your office to complete. Furthermore we have had some recent challenging times with our business and with little questions you were able to clean up some personal debt by rolling it into the mortgage and still resulting in somewhat lesser monthly payment than the bank. It was a pleasure dealing with your entire team. I certainly have and will recommend other friends to The Angela Calla Mortgage Team. Thank you so much for all your help and look forward to further business with you and your team in the future.
Terry and Sheila of Port Coquitlam
Angela,
We want to thank you so much for everything that you and your team has done for our family. With the new mortgage application we save now more than $700.00 per month, which could not have come at a better time. You have definitely helped us start fresh for the new year. Thank you again, and we will be sure to contact you for any of our financial needs. Our warmest thanks, and wishes for the Holidays!
The Vlad family
"Dear Angela, I wanted to take a minute and give you a huge congratulations for reaching the TOP 50 in Canada. Number 19 is incredibly impressive and you should be extremely proud of your achievement. We are in an industry where our hard work and successes are often overlooked and under appreciated. It's mortgage professionals like you that continue to drive customer awareness to our Industry and you are a leader amongst all of us! It’s amazing considering there are more than 12,000 licensed mortgage agents in Canada and you are in the top 0.5% of the entire nation! I understand clearly the hard work, the long hours and sacrifice one makes to achieve such a milestone. You only do that kind of volume if you are consistent, focused, professional and are extremely good at this profession! Our Industry needs more people like you!
Sincerely,"
Gary Mauris
President
Dominion Lending Centres
"Angela, thank you to the entire team. Wow, is it ever nice to get some clear information. Although we had a good mortgage at the time when we got it a few years back, we KNEW that with rates at record lows there MUST be something we could do to save. After 2 years of getting the run around and our bank telling us we should stick with what we have within 2 weeks of contacting you we are now debt free and savings $418.97 a month, which is a lot of money for us and will help us save money instead of having to run up a credit line when something is needed.
We can already tell the experience you have set for us is completely different than the bank, the first is simply how you are compensated (which in nothing from us you get paid the same regardless of where you place our mortgage) and what your interest is, which is for me; the client and not making a bank record profits.
Also how you put together a plan for us and backed it up with all the data and numbers which borrowers need to make an educated decision. Until we met you we never had someone who cared enough to go through anything worth any substance with us. I learned more from you in a one hour meeting than I have ever learned at the bank directly, there is a HUGE difference. I was lucky that our friends introduced us to you. It was so easy. Thanks again, we no longer feel frustrated!
We are so happy with our new mortgage, Cheers"
Dean and Jennifer
Watch, Angela Calla winner of AMP of the year from her peers
LISTEN:
A valued client phoned in during a live radio interview in January 2009 with Angela Calla, to listen to the testimonial click here.
"Hi Angela, I would like to take this time to thank you for setting me up to purchase the most unreal house I have ever lived in yet. Had my first sleep there last night and it was fantastic."
Cheers,
Chris O'Donohue (Owner)
The Great Canadian Landscaping Company Ltd.
"Hi Angela, I just want to congratulate you for the AMP of the year award, and to thank again for all your help with our mortgage. Keep up the excellent work. Regards,"
Sebastian Stoica
LISTEN:
A valued client phoned in to "The Mortgage Show" on CKNW AM980 to give a testimonial for Angela Calla, to listen to the testimonial click here.
"Dear Angela, Thank you so much for the rate that you got for us. My mom and I are so thrilled with the new arrangement and we were discussing all the way home how wonderful you are and how much we value your expertise. Thanks a million for your help with everything!"
Anna
WATCH:
Watch the video testimonial of Anna & her mother Anna:
“About one month ago my girlfriend and I were looking to purchase are first home, and like a lot of people, our first idea was to go see our bank about getting approved for a mortgage. We both have all our accounts with the same bank so it would make sense that because we have somewhat of a history with are bank they would be the most likely to lend us the money. Well, after many meetings and a lot of running around getting the papers that were needed, we were turned down for our mortgage. Don't worry this story has a happy ending! Our last chance was actually the first person we were told to talk to, Angela Calla. After one day of grabbing the paper work from our bank and sending it to Angela everything was taken care of - we were approved for our first home! I would recommend Angela’s services to anyone. Good luck house hunting.”
Angela, Thank you for everything you have done for my family, I can't believe all the oppertunities I have missed not coming to you before, but thankfully my coworker heard you on the radio and suggested we call you. The result of you helping me and my family save $1267 a month is LIFE altering and will allow us to grow our family in confidence knowing you are our mortgage planner for life. We are so grateful for everything you have done for us.
Andrew & Nicole, Abbotsford
Angela and team:
Me and my wife would like to thank you so much for your professional service in obtaining our new mortgage with today’s lower rates from the existing mortgage that we had at 4.9% which at the time we got ourselves we thought was a good rate.
The mortgage restructuring plan that you set up for us having a low fixed rate where we are paying $22,000.00 more towards the Principal rather than towards the interest in only 3 short years, after increasing our mortgage to include the penalty and combining some outside debts with savings of more than $600.00 per month. Our existing lender told us “this was not possible”. You have allowed us to have more savings (which is helpful with 3 children) and help us upgrade our home much faster. Your detailed explanation was very clear from beginning to end.
We are still overwhelmed and thankfull for all the work you and your team have done for us, you obviously worked for us to get the best plan and we look forward to the years to come knowing we have you and your team on our side. We know that if we had worked with you when we had first got out mortgage we already could have saved that $600 a month for a full year, so we would encourage anyone else whom is considering doing this, my advice would be not to wait!
Once again thank you Angela and your Team, and CKNW AM980 show.
Aljo and Aida H. of Richmond
Angela, you and your team continue to amaze me. Not only were you efficent and explained things to me in a way that I could understand but you saved me over $400 a month and being a senior retired goverment worker it makes me feel better about being able to pass that along all that additional equity to my kids instead of to a bank for interest. It took me 35 years to find you and now I will ensure everyone in my building and associates contact you so you can help them the same way you did me.
Thanks again, Robert.
Angela, Thank you so much for helping me and my family with our first home purchase, you have helped us with every aspect to oversee the many details of our mortgage from beginning to end and made us very comfortable being guided through the process. We are very glad we called you after listening to your radio program as we now have a wonderful home to raise our young family in and invest in ourselves. Myself and Jean will be certain that you are the only person anyone we care about uses for a mortgage, as without you this could not have been possible
Sincerely,
Jonathan & Jean M, Burnaby
Hi Angela: Thank you for all of your help through this process at times it seemed I would never get to the point of completion with all of my challenges with the separation but you made it happen. If I need any advise I will definitely call you and I have already recommended you to people that I know are looking at renewing mortgages or looking at getting a mortgage. I am extremely grateful, to you and to my mom who listens to you all the time on CKNW The Mortgage Show. She was the one whom recommended you to me.
Thanks again Robert of Port Coquitlam
Angela, a big thank you to your and your team for helping me with my mortgage for my home purchase, it was so easy to shop with confidence knowing I had so many options, which will benifit me in paying my mortgage off faster, I really liked how you set out a mortgage plan for me. i have had mortgages before but no one ever took the time to show me how to plan for my future with it, Thank goodness I caught your radio program. Keep up the good work, your service has been invaluable to my family.
Sincerly, Ronnie.
Thank you so much Angela. Steve and I are so grateful for all you have done to help us with our mortgage. We consider you a huge part of our lives you are truly a part of our family and I can’t express to you how much we appreciate all you do. You are truly an amazing person.
Amanda and Steve, Delta
Dear Angela; I must tell you how very impressed I am with my experience with the Calla team. Your team is a delight and it is such a pleasure meeting people who are passionate about their job. It makes all the difference in the world. Why I waited so long to act on redoing my mortgage is pure procrastination but I must forget the past and be thankful for what lies ahead. Hearing you on CKNW is so uplifting and from watching your video online explains why.
Many MANY Thanks Diana, Richmond
Angela, thank you again for all your help in securing our mortgage. It has been so easy and that is in a GREAT way due to you and your team. You have helped my and my mom’s dream come true and it’s a pleasure to work with you. As you helped us with such a good mortgage we most likely will not need another, however those we care about sure do, and we have told them all about you already.
Your friends forever Val and Margaret of Richmond.
Sheri , Prince George
Angela; Thank You VERY much for your help and expert advice regarding our re-financing.
Joan and I will definately refer you to anyone that we care about whom needs there mortgage reviewed.Thanks to you and your team we are taking 8 years off of our mortgageThis process was so quick and easy, I wish I got in touch with you last year!
Best Regards
Gino
Hi Angela,
I just wanted to take a quick moment to thank you and Chris for all the dedication and hard work that you put forth in order for me to obtain the best mortgage rates as possible. It was such a pleasure to work with the both of you. You were kind, patient, and understanding and ensured that I understood every aspect of the process as well as the info that you needed in order to help me out to the best of your ability. Your company is such a pleasure and gift to those like me who need those extra benefits to help us out. So in essence thank you ever so much for your kindness and time. Continue to do just what you are doing.
Gratefully,
Ann Fleary
Hello Angela,
I have dealt with 3 mortgage brokers in my time, and by far, Angela was the most forthcoming. She fully explained all of the options available to us, taking our needs into consideration. I have been watching the rates online for a few months now, and the rate Angela was able to secure for us, was better than I expected, considering how low the rates already are. Even the local credit union that has carried my mortgage, which is now up for renewal, was not able to come near the rate Angela has secured for us. To top things off, there were no additional charges for moving my mortgage, no legal fees, no appraisal fees, nothing.
Her service was top notch, and I will use her services again. I fully recommend her without reservation.
Thank you again for your great service!
Bill Prasad
Daniel W
"Dave and I keep saying how impressed he is with you, your service and your knowledge. We'll be sure to send any and all friends your way!"
Fawn
"Hi Angela! I just watched your show on BT. That is so awesome. There was a lot of great info. You did an awesome job for us and I am sure everyone else who you have helped along the way. I still recommend you to people who are needing a mortgage. You go above and beyond:) Glad to see you are doing well....even though we never met in person I feel like I have known you forever! lol Take care"
Krista
"You are the best my dear!!!! Thank you so much!"
Cathie
Dear Angela, We loved working with you when we first bought a home, but we are AMAZED with how much money you have continued to save us over the last few years and now upon our renewal $800 a month. We have already ensured that you are the only broker our staff in our office use, and of course our family and financial planner. Your really are passionate about your business but most of alll a wonderful person that we are happy to work with.
Thanks again, John and Kim-Vancouver
Hi Angela and Team,
Thank you so much for the help and explaining things to us, well after our mortgage has completed your after service is outstanding and continues to save us money. We really appreciate your help and teams great attitude to customers. You are our No.1 choice if we need further financial help in the future, and as we want the best for those we care about we will ensure they contact you as well, as we feel so lucky to have been referred to you by our good friends.
Many thanks-Xin and Rui-Burnaby
"Thank you for making all the arrangements. It was a pleasure to work with you."
Rika
“Thank you for putting my recent mortgage together. You're my first mortgage broker experience, and it was great and different. Banks don't openly care if the mortgage comes together or not - you do care. I always felt that between you and my realtor, you were going to see this deal come together no matter what the barriers. And, - it came together. I took possession of my new condo yesterday! Banks like to play wait and see if we will give you the money. Dominion Lending Centres, you, and your staff play it differently. Your attitude towards lenders appears to be, if one doesn't provide a mortgage the next one will and you'll keep looking till you find a lender that will. Which you did! With a mortgage broker, specifically Angela Calla at Dominion Lending, there's a huge difference in the dynamics at play particularly in a falling market where many forces seem to not want the deals to come together. Those dynamics are in favour of the client, the home buyer. Thank you, all the best.”
Wolfgang
WATCH:
Watch a video testimonial from Michelle:
"I can’t say enough about your service!!! After a very long and gruelling time with Coast Capital, my own bank I might add, I had all but given up on the deal. Thanks to your quick approval and terms that made it easy for me to purchase this property. The consistent follow up and even further interest rate cuts, was another bonus as for my experience with your services. Thanks for everything! I will certainly use your services again.
George M
"Hi Angela, Thank you so much! We highly appreciate your help with our mortgage and your informative emails."
Xin
"Thanks very much for your help! And we will most certainly be recommending you to our friends."
Haupi
"As second time home buyers we still felt green and unsure of ourselves in the real-estate market and even more unsure of ourselves when it came to finances and all the ins and outs of handling and negotiating a mortgage. Angela Calla was recommended to us as a mortgage broker and with her ease and know how the complete process was smooth and painless. Not only is Angela extremely knowledgeable about mortgages and the processes involved but she is also aware of her clients and the fears and questions we had. She was always available to answer any questions we had and helped us make the right decisions for our lifestyle. Because of the excellent customer service we received from Angela we will continue to consult with and use her services when we need to remortgage or purchase again."
Faye and John S
Dear Calla Team
I am writing to express our sincerest thanks to you and your team of experts. We originally heard about your team from CKNW on Saturday evenings so we thought we would call because, frankly, we didn’t have anything to lose. We had gotten into deep financial trouble due to a “ponzi scheme” that cost us a LOT of money and we got nothing. We were soo far behind we thought all of our options were completely exhausted because nobody wanted to help us. We were fearful of losing our home and there just was not enough money to go around. The word “arrears” was haunting us on a daily basis and we were completely stressed and frustrated because of our debts. Your team is in a word “amazing”! For the first time, in a LONG time we felt organized after getting you what we needed to help us, you made us feel exceptional and there WAS hope. It was well worth it! I cannot express enough how grateful we are. We can finally sleep at night without worrying about money!We will pass your names along to anyone who needs mortgage help.Thanks again, and YOUR TEAM ROCKS
Charlie & Charlene of Langley
Hi Angela
Thank you so much for helping us with our first home, its coming along perfectly with the renovations and we would not have been able to do this or even envision it without your help and guidance. You are by far the most professional person we have ever worked with realating to finance, and we feel so lucky to have been referred to you by our co workers. Please make sure you set aside some time to join us at our housewarming party.
William and Andre-Port Moody
Hi Angela,
I would like to thank you so much for everything that you've done for us in purchasing our first home. We never really expected that we could do it at first but because of your guidance since the beginning and throughout the process, our dream came true. We will try to communicate with you as frequently as possible in order to discuss with you our future options regarding our mortgage. We'll probably stay here for 3 to 5 years and then we'll most probably need you again for review. Your saturday show schedule on CKNW unfortunately conflicts with mine. I hope that you will record all your segments so I can listen at my convinience just like what you did before. Anyway, goodluck to your team and best wishes...HAPPY HOLIDAYS! Sincerely,
Johan & Jaden, Burnaby
Angela, what a wonderful surprise to open up my emails and discover you secured and even better rate on our renewal then we signed off initially. We were very happy before of course but this is amazing, its great to work with people who have such passion in there profession. I really have to thank my friend Victoria whom referred me to you, and I have already send 2 of my coworkers and my sister to call you. The additional savings is really helpful with a 15 month year old son!
Thanks again,
Michael, Vancouver
Hi Angela
Thank you for the box of chocolate calendars for the kids! The extra money will get us to Disneyland, and help out with the Christmas bills and save for our children’s future. We weren’t expecting to save as much as you saved us, 585 dollars a month is so much each month after tax dollars, we are still in shock. We feel comforted knowing we can stay in our home comfortably now.
So you know, we have referred you to, our financial advisor, and also to our realtor. I put a message on my Facebook page, too. So, hopefully, lots of business will be coming your way! Steve got your YouTube email for his birthday today – so thank you for that, too. Thank you for all of the work that you and your team did on our behalf!
Merry Christmas! Anica and Steve of Richmond
Hi Angela, Thank you for being you. It was a pleasure working with you and your entire team to buy my first home together with my husband any new baby a few years ago, and over the years I truly have had the privilege of understanding how your hands on management of my mortgage has helped saved me so much money. I have taken over 8 years off of my mortgage with your continued assistance and mortgage plan, that is something to celebrate.
Most importantly, I knew I could count on you when my in-laws needed a mortgage and as always you had them approved in a very short period of time and they saved $275 a month which is so helpful with them being on pension and me being comforted knowing that with your help they could stay in their home and our growing family would not have to supplement their income as we had too in the past.
Thank you for being you, and contributing to our family all living better lives. After hearing my friends talk about their mortgages, I couldn’t have been luckier to have been referred to you, thank you so much for everything you have done for our entire family and lifestyle.
Thanks,
Linda and Hanson
Dear Angela, It has been so great working with you and your team. We now have a direction where we can see we will have no debts, mortgage or otherwise within 12 years opposed to never being out of debt which we had mentally prepared for not knowing our options that clearly none of our existing lenders were willing to show us as it is not profitable for them. Thank you for educating us by doing the mortgage show and helping us personally with our mortgage. Had we not met you we would not be able to enjoy the quality of life that is in store for us due to you restructuring our mortgage with outside debts. Our neighbour just sold her house and we made sure she used you for her mortgage. I would encourage other listeners not to put there savings on hold and call as soon as possible, it’s amazing that after providing 5 simple documents a month later we have complete clarity, a huge weight has been lifted off our shoulders. We are thankful we didn’t wait based on our savings.
All the best
Jeff and Dawn, Langley
WATCH:
Watch a video testimonial from Damon & Tracey:
"Hi Angela, we just wanted to say a big “THANK YOU” for all your help with the refinance! It is final now and we are on our way. We have another house that we are thinking of doing the same thing, not right now but in the future. We will definitely keep you in mind! Again, thanks so much."
Cathie and Dave W
"Thank you so much for all your help!!! I didn't expect a mortgage as low!! this is awesome... Please feel free to talk about our experience, if it can help anybody to find the perfect home, I will be happy!!!!
Marie & Todd
Hi Angela
Thanks so much for your help today.
We really appreciated your clarity of communication and professional and personal delivery. It was such a great experience adding to my real estate portfolio with your help getting me the best mortgage. It really was wonderful that you are real estate investors as well, and you brought a lot of money saving and forward planning ideas to my attention which will allow me to add more properties to my portfolio sooner, thank you for saving me so much money on my mortgage. It will not be long until we get the pleasure of working together again for the next one!
Have a good evening.
Johanna of Burnaby
Hi Angela, That is great news about a better offer you found us even after we signed the mortgage documents we really appreciate your work on this!
This is a true testament on how you are always continuing to work for your clients, we are so happy we were introduced to you by one of our co-workers!
Mike of Port Coquitlam
Hi Angela,
Thank you for your assistance in this matter and thanks again to you and to all your staff for the great service you provided to us. We are so grateful for all the hard work you did to reduce our monthly payments by $1524. We finally feel very comfortable that we are on the path to be able to save money on a monthly basis to ensure we do not acquire outside debts in the future and this has even given us the opportunity to pay our mortgage off faster. Have yourself a great end of the week and a good weekend we are happy to be your clients for life.
Victor, Joyce and our son Vince J of Chilliwack
Dear Angela, thank you so much for all of your help with our mortgage restructuring. We are grateful for The Mortgage Show that helped us learn that we needed to call you to help us with our mortgage. As a result of your help we are saving $980 a month which will help us with our children’s education, and to actually be debt free sooner. It had been so discouraging when you have acquired some outside debts to see that you can be paying them for years with no financial gain, not to mention our existing lender prior to us hearing about you said there was no benefit to redo my mortgage (so much for them) and we are a high income family! We wish we had met you three years ago when we go a mortgage but now with your help we will ensure those we care about only seek your help with their mortgages.
Have a wonderful New Year. Mike and Brenda, Langley
"Thank you so much for all your help! You did such a great job and I am so grateful to you. Wishing you all the best."
Shahla K
WATCH:
Watch a video testimonial from Maria & George:
"Thanks again for all your help – I’ll recommend you to anybody I know who needs a mortgage. Thanks for answering all that questions I bombarded you with!"
Jean
"You go girl!!! Your the best. Mark and I are so thrilled.
Kristi
"It looks like we've got all the T's crossed and I's dotted, thanks to your work!
Thank you to your team for being so helpful in all this. Your service, promptness, and support in all of this has been excellent. These days, it seems many organizations are just not all that interested in helping people get what they need. We were with my bank for sixteen years, they have earned a great deal of money from us between mortgages and lines of credit, and yet, they did not seem all that interested in finding a way to help us.
I was complaining about the service at my bank to JoAnne and she suggested I call you because when she had dealt with you, she said it was all so easy. The lack of service I received at that bank over the past couple of years was becoming quite annoying and that's why I made the initial call to you and told you what we needed the financing for to ensure you had all the information you needed. I hadn't known at that time that my bank would not finance us, I was just looking for better service elsewhere. The original mortgage was never discharged so they were still showing on our title even though we had paid the mortgage out in full around six years ago. Oh yes, my banker also said to me that no bank would provide a mortgage on the property and that they were doing everything they could to help us but could not do more. Well, thanks for proving them wrong!
I will be referring you to anyone I know seeking financing! Your service, helpfulness and professionalism is second to none.
Thank you so much providing such great service. You have another happy client!"
Rosemary
"Hi Angela, Damian and myself wanted to personally thank you for being our mortage broker. We were very impressed with your services and the professionalism and expertise you gave us, not to mention the excellent rate we got. We look forward working again with you in the future. Thanks again,"
Diane and Damian
“I really enjoyed meeting you yesterday and your very professional presentation and approach to mortgage lending. I have advised my daughter Meghan and her husband Justin to speak to you. Their situation and opportunity is different from Colin’s and they need better and more current advice than the old dad can provide.”
Regards,
Garth
"THANK YOU THANK YOU THANK YOU…This has taken an amazing amount of stress off of me to have a reasonable mortgage payment. Thanks once again Angela, I really appreciate this."
Maureen
“Hi Angela: Just wanted to thank you and your team for your hard work on our behalf. It’s almost all completed. It’s really been a big help and taken a lot of pressure off.”
Scott
"Thank you Angela for all your hard work and getting us our new mortgage with a lower interest, we are so happy that everything went well. We really apreciated all that you are doing for us, and we thank you so much!"
Joaquin & Isaura C
"Thanks again for all your hard work in getting us the best mortgage and for making a daunting experience so worry-free and wonderful!"
Anna T
"Good morning Angela. I just wanted to send my fondest regards to you and tell you how much I enjoyed meeting you to sign my mortgage commitment. As a first time buyer I was extremely apprehensive as this is a huge step for anyone to take in their life. However, your expertise and clear instructions made me feel very comfortable and I was able to understand the process with ease. I was finally able to feel excitement of purchasing my very first new home!! I would highly recommend you to any colleagues or friends as your professionalism and lovely demeanor are rare in today’s “dog eat dog” world. I look forward to our future business dealings with excitement.Thank you Angela for all of your help."
Jacqueline O
First Time Buyer!
Angela-Thank you so much for the referral to the agent on your team. He’s a dynamo and I’m glad he’s on my side in this deal. His experience really shows with these foreclosures….holy!. This little “gem in the rough” is perfect for me in every way, and I know I would not have had a chance unless it was for your team. Being educated through your team throughout this last 4 months you have taught me more than my bank or anyone there has ever cared too. The person that that I was dealing with at the bank before I met you knew nothing about mortgages (I doubt they owned a home as he probably had to check with his boss every time they answered a question) I am so glad my friend at work referred me to you. I won’t let anyone I care about to be ripped off by them!
Laura of Burnaby
"Dear Angela, Just a brief note to thank-you both for the all the work you did for us, you made buying a home a pleasure ( as it should be). Thanks again,"
Dawn-Leigh and Dan F
"After seeing Angela on City TV's realty television, we googled her as we were impressed with her knowledge and professioniasm."
"Thank you very much. Stress and pregnancy don't get along and you just have helped me getting rid of my stress. Have a great day"
Jess
"Dear Angela, Thank you so much for your understanding and kind words, and for letting me know the timetable. It is so reassuring and rare to work with someone who gets back to you in a timely manner. And my deepest gratitude once again for all your work on my behalf."
Shahla
"Hi Angela: You are so kind and a fresh breath of a caring person, Angela. I really appreciate your determination and making my situation such a priority! I am humbly honored!
God Bless,"
Brian P
"Thanks for keepin an eye our money! :) We really appreciate it and I must say, the service you've given us is 5-star to say the least."
Ingrid
Hi Angela
Firstly thanks to you and your team for sending me the information so quickly. Easy to see why you folks are the buzz of the Mortgage Expert Community in Canada. Your group Angela is truly a refreshing change to some of the past occupants of this profession. While in many ways some may say they paved the way, I somewhat dispute that and say innovative customer centric thinkers like yourself re-created that segment of the industry. Kind of like going from sausage to Prime rib. I guess since today I came in pretty early I am hungry so my analogy had to be food related. J I have worked with Mortgage Originators for many years, first a lender for quite a long time then of course on the fulfillment side at FNF. This now moving towards ten years. The below arm is a division of FNF that I have been asked to head up. Never before in the industry have the incentive to use your services been more attractive. Our friend at the bricks and mortar have long lived on the belief that folks had to walk in to get what they want, they had to deal with the “old boys club” to build the financial strength to support their families and that the B&M always know what’s best. Don’t get me wrong banks are terrific at their core strengths I just feel that those core strengths are becoming very watered down in the new world. I find that there are far too many products on the desk of the average banker to become a subject matter expert on any of them. With you (you especially) and others that have championed this space you bring a mountain of expertise and most important customer centric knowledge to the industry. I think of it this way, in the present landscape of the Canadian Mortgage Industry if every person or family truly looked at with open mind and understood the benefits of dealing with folks such as yourself the banks would look like day 36 on survivor, “empty”. On a very regular basis I refer people to Mortgage Experts because simply put its better for them and their families. Going forward (knowing now that you specifically work in Ontario) I will refer you in all cases. You may read this and ask “why would he do that”, simple. I work and have worked on all sides of the financial industry in Canada and all to regular we only hear and talk about the bad experiences. With my responsibilities now in recoveries and my other arm which is National Customer Care for the company, most of my days are speaking of bad experiences or issues. That’s the job and as our friends in the mafia say “that’s the profession we chose”. Saying that, when I am wowed by service and believe in someone and what they are doing I will support it. I will never in my current capacity make or break your business but call it good will amongst friends. You will get all my referrals. Gina and many of my colleagues that I trust implicitly talk very highly of you as well so that is all I need to know. Sorry for the long email however when I feel I have something to say to someone of this nature I do it. When Crystal and I find our new home, the transaction is yours J Be well and have a wonderful day.
Craig-VP of Operations-Outsourcing Architects Canada
"Just wanted to thank you for the email concerning the property tax, you have made my life just that much simpilier. I appreciate all your hard work and will talk to you soon, I have not had time to pick up the other paperwork but I am hoping for Thursday. Thanks again"
Kelle
"Thank you for all your help. The mortgage has now been funded and we have now paid off all our bills. What a great feeling. This was the easiest process we have ever been through to receive a mortgage or even a loan. We will tell family and friends for when their mortgages come due. Thanks again and look forward to working with you again."
Rob and Fran R.
"Wow! I appreciate your assistance!"
Julie
"Everything is done now and I just wanted to thank you for all your help and please keep us posted of interest changes etc. I will be recommending you to anyone I know who is looking for a mortgage. I always just looked locally for my mortgage needs which I now know what not necessarily the best thing to do. Thanks Again!"
Gloria & Rob M.
Hi Angela,
Thanks again for everything. I am so glad my mom heard your radio program and forwarded your information to me. You made this process really smooth and confortable and I am VERY grateful, expecially with me moving here from another province, and being a first time homebuyer!
Christina, Maple Ridge
"I Hope you and your family had a warm and happy XMAS. I want to thank you and your staff again from the bottom of my heart, for all the work you've done to help me. I know it's your job, but your team I believe has this divine quality in your Hearts to truely wanting to help people...again I thank you & all your staff! God bless you all."
Amad
"I wanted to thank you so very much, you have been awsome. You have no idea how excited we are. I call you on Friday and you approve us on Tuesday, how cool is that! I will definetly be recommending you. We will be in contact soon, I guess not until November, that is unless I have any questions sooner. Thanks again Angela, your efforts have been much appreciated."
Kim and Adam R.
“Hello again Angela,
I just want to thank you very much, you did a great job! I know you worked hard for me - I do very appreciate it and wish you luck in every way. Have good night,”
Habib
"I have to say that your customer service is Stellar!!!Be sure that if I ever have the opportunity to promote you I will!"
Tara
"Thanks for all the help. For sure I will recommend you to anyone looking to buy. That 5% down frees up a lot of money for other opportunities. Perhaps you should host a radio show on real estate (just kidding, I should have tuned in to that one). Thanks!"
Reginald
"You certainly are WONDERFUL! This is great news once again.....now if I can just get the packing done and repair my broken finger
nails and paper cuts!!! :)"
Di
"We used Angela's services to refinance and take equity out of an investment property. She was efficient, professional and secured us the best rate possible. I was amazed at how easy it was with Angela. We have used other Mortgage Broker services in the past and it has always seemed to be tense and stressful and quite often - not a good outcome. With Angela's assistance, it was the easiest and most stress-free mortgage transaction we have had yet. We will definitely use her services again in the future!"
Melanie
"Good Morning, I just wanted to thank you Angela for your concentrated efforts and expediency regarding our hurried closing. It is greatly appreciated by both Chelsea and I."
Donna W
Angela Calla Team, Thank you for your exceptional help with our mortgage and changing lifestyle, you have taken all the stress off of our sholders. We thought we were going to have to sell our house but of course you being the best at what you do kept us in our home. THANK YOU
Jason and Jenn of Port Moody
Angela-Thank you so much for the referral to the agent on your team. He’s a dynamo and I’m glad he’s on my side in this deal. His experience really shows with these foreclosures….holy!. This little “gem in the rough” is perfect for me in every way, and I know I would not have had a chance unless it was for your team. Being educated through your team throughout this last 4 months you have taught me more than my bank or anyone there has ever cared too. The person that that I was dealing with at the bank before I met you knew nothing about mortgages (I doubt they owned a home as he probably had to check with his boss every time they answered a question) I am so glad my friend at work referred me to you. I won’t let anyone I care about to be ripped off by them!
Laura of Burnaby
Angela and Team- Thank you so much for helping our son with our first home. After you helped us save over $700 a month on our mortgage, not only were we able to help our 21 year old son get into the market but you have helped us grow our portfolio so we can buy and investment condo. We even got an amazing deal on the condo due to your agents inside scoop on an upcoming forclosure in a building we had our eye on.
We cannot thank you enough for everything you have done for us and our entire family
Bob and Katherine-Langley
"I have been talking to Angela via email the last couple months about my changing situation. I have been receiving the newsletters and they are very informative, thank you. I will continue to recommend Dominion Lending Centres and I have received very good service from Angela."
Brad
"Just a note to thank you again for helping us purchase a new home as we moved from Alberta. God bless your Christmas."
Angela, thank you so much for everything you and your team has done for us. We were soo stressed with our current mortgage paying well over 5 percent for over 3 years and we didn’t know how we could possiblly continue to live with the cost of living be ing so expensive and were too discouraged to even sell our home as at the rate we were paying we were harldey paying off any of the principal of the mortgage. As a result of your help reviewing our mortgage we are saving $595.23 a month, which helps us work regular hours (not the essesive overtime we were working) and taught us a lot about money and you really got us thinking when you asked us how our mortgage was managed in the past past. The truth was it hadn’t been,and we can’t look back at what we could have saved because we didn’t know you then but looking forward the $78,000.00 you added to our equity has really set up our future. Thanks Angela we have already suggested your help to our neighbours.
Mary and Ed of Langley
Angela, you and your team are amazing. Word can’t even express how saving $1207.16 a month has helped our family. We had a great rate at the time but the issue was with 2 young children and me having to be on matertity leave and our lender not guiding us in the right direction with their recommendations. As lenders won’t tell you but they are employees and responsible for sales goals that result in profit. When we turned to them for help before we met you they provided us the most profitable solutions for them that cost us the most. Once our friends suggested your help whom were in a simular sitation as us with the reno trap we got into after we bought our home then the shortage in funds due to maternaty leave we were so grateful you reviewed our mortgage and saved us the $1,207.16 a month. The best part was there was no out of pocket expenses for us and it was quick and easy. Angela all I have to say is thank you for helping us, and being so passionate about your industry over the next 5 years you have saved our family $72,429.60 in interest alone!
Alison and Doug of Coquitlam
Angela, thank you for making my seperation as stress free as possible. When you helped us 2 years ago we didn’t suspect we would be seperating but if it wasn’t for the mortgage plan you put in place for us we wouldn’t be able to separate amicably and would have had to sell our house. With your help I was able to pay out my ex partner and still save $843.26 after getting rid of the debt we accumulated through our short marriage. Now our kids our not disrupted by having to change homes and school. We are so thankful for everything you and your team has done Angela. We are grateful to be in your mortgaeg family and to have the right guidance from day one, it has done wonders for us.
Josh and Candice of Port Coquitlam
Angela, you helping us save money on our mortgage not only saved us $875.48 a month, but it saved our marriage! Before we met you it was stressful not understanding how we could possibly get ahead and we heard about how you helped my cousin and we didn’t know we had any options to redo our mortgage and thought we were stuck with our mortgage over 5% because our lender scared us with a huge penalty. The bottom line was it was quick and easy and didn’t cost us a penny. You took the time to show us the numbers and what can I say MATH doesn’t lie! Me and my partner were constantly fighting about money and it was bringing out the worst in us, and now saving that money allows us to get back to normal and really get ahead financially. You are amazing Angela thank you to you and your team!
Chris & Joanne of Surrey A BIG thank you to your team! Being a teacher I really appreciatated how you expalined everything to me so I fully understood how exactly I was going to save $1148.88 a month and how I could use it to my advantage. They say the true sign of talent is a professional that can make things easy to understand and make clients comfortable and advise only on calculation, and you and your team are so organized and professional I appreciate it. Saving $13,786.56 a year and $68,932.80 over the next 5 years is really going to help me, thank goodness I didn’t procrastinate to help myself. I am so glad my brother put us in touch.
Kevin, Naniamo
Thank you so much for helping us understand our options, and showing us how we can save $673.66 a month, our family would have to work and extra 6 days to net that kind of money and we have very good jobs! We thought our lender had our best interest in mind but when you asked about what mortgage plan had been in place we were embarresed to say we didn’t have one. Now with our new mortgaeg with you saving $673.66 a month is sure a plan, we are saving $40,419.60 more than we would have thanks to your help.
Keep being awesome, we are happy to be your clients
Carl & Rite of Burnaby
We are so thankful to have commited to move forward with taking control of our finances. Our lender told us it wasn’t worth it for us to resturcture our mortgage and after you helped us understand our options we are saving $453.37 a month in interest alone, obiously it was to our benefit they were just putting up roadblocks. This will help us put more euqity into our home as we are busting at the seams with the newest edition to our family Sophia! We love our baby but it’s great to have the option now since you could help us move up the property ladder and still save money. You took all of our stress away with your review and helped us move forward, we can’t thank you enough Angela, we already suggested your help to my sister
Melissa and Jack of Coquitlam and (sophia)
Angela thank you so much. I am a single mom working tons of overtime and trying to provide the best life for myself and my son since my husband left us. Now with your help saving us $1205.95 a month I can actually get my life back in focus. I felt like a ticking time bomb and didn’t know how much longer I could continue. Being in the healthcare industry I work very hard to take care of everyone else and my son and I was suffering untill you helped me. Saving the $72,357 over my term was shocking, and I can’t look backward but making the dicision to take control of my finances and come and see you was the best thing I ever did for me, my son, and my health.
Maryanne of Port Coquitlam
I was living one of my biggest fears. Being a retired couple and not having the income we needed to service our mortgage and debts we had to turn to our son to help supplement our income. As a parent you feel very challenged when you are in a position like this. After you redoing our mortgage and saving us $543.14 a month we no longer have to look for assistance from our son and we feel musch more comforatbale moving forward. It’s hard to finally take control and review your options,and empowering when you do. Getting in touch with you was the best thing we have been able to do to take more control back into our lifes. Thank you to your team for working so quickly and efficently. It was easy once we got started with you.
Anna and Jack of New Westminster
Looks like we will be living the mortgage free life 11 years sooner thanks to your help,Angela! After you helping us restructure our mortgage we are saving $103,224 in future payments and feel much better about what our future has to offer. We are so thankful we contacted you to see how you could help us, you helped create a life we didn’t know was an option for us.
Jeff & Celine of Surrey
We are still in shock that we are saving $1607.50 a month as a result of you helping review our mortgage and debts. It’s amazing how when your working hard you get caught in the trap of just making your payments not looking at what you can do better. When we heard you on the radio, we thought this was our chance to better oursleves as we realised we had no way to pay off our debts, and the balance wasn’t coming down with each payment we were making. We got into debt because we didn’t have the ability to save, but that is all over thanks to your help. Us saving 19,290 each year will put us in a situation where we won’t be having to accululate debt and we can not be in a position like that again. We loved your proactive approach and planning that you applied to helping us understand our options, and are extremly thankful to be one of your happy mortgage family members.
Your friends Rebecca and Dave of Port Moody
We were scraping by paycheck to paycheck and were living in fear that if one thing changed (less hours at work, or we got sick) we would loose our home or ruin our credit. After you reviewed our mortgage and showed us how we could save $565.45 we feel way more confident. When we hear the news of economic uncertainy we were in that percentage of people who don’t have the luxury of feeling safe with our future but now saving that over $500 every month helps us build a cushion for whatever the future has in store. We are thankful that your team helped us understand our options and love how you work for us and not the lenders, and the fact your service is free! We are grateful we could take advantage of your service Angela not only now but for the years to come for us and our family.
Robert and Nicole of Langley
Thank you for sticking by me through every stage of this process and for all of your helpful, professional advice. If anyone I know ever needs a mortgage broker in the future I'm going to tell them about The Angela Calla Mortgage Team. I am happy to be paying less every month and putting more equity in my home.
Thanks again,
Skye of Surrey
"Our experience with Angela Calla's team was very amazing. We had been
looking off and on for better mortgage solutions for the better part of 3
years as we were 2 years into our existing mortgage with our bank and felt
that the rate we had wasn't inline with Fair Market Value. Pursuing change
with our bank directly resulted in NO benefit. They advised us to stay where
we were and that it was a good deal. We were always doubtful of this and
thankfully persistent. Since we listen to CKNW in the car quite often we
heard the usual Manny and Angela nighttime show and decided to contact
Angela and see what was possible. At the same time we made contact with two
other mortgage brokers and thought we'd explore who could provide the best
deal. Angela's team won hands down, and I should not have even wasted by
time. Your team was able to provide not only the best rate (which isn't the
always the only important factor) but also the flexible payment options and
several other key points we needed to ensure our mortgage pay-down goal was
even more achievable. Our original objectives were to increase our monthly
cash flow, reduce the interest to principal ratio, maintain our current
mortgage balance through the transition and of course have a mortgage
product which allowed us to really hammer away at the principal.. on our
terms. Angela's team delivered that and more along with their willingness to
take the time to cover all the finer points and explain details. We've
increased our monthly cash flow by approximately 800$ giving us the ability
to restructure for additional mortgage prepayments as well as our retirement
planning. We'll have our mortgage paid down in about 6years now. The best
part of the whole deal was to watch how quickly the bank tried to
"assist"/retain us at the last minute. They were very upset to see us leave
and if they had had their wits about them,.. they would've listened to us,
the customer, in the first place... that being said.. we wouldn't have had
the pleasure to meet Angela Calla and her team, so things worked out
perfectly."
Thanks again
James & Gill of Surrey
Good morning,
Hope you have a fantastic day!
It was nice to meet you.
Thank you again for being able to help me out with my finances and obtaining approval for my mortagage. As I said this is a wonderful Christmans present and will definitely make things much easier in years to come saving over $1200 a month as a result of your help. I was so stressed and being a single mom running a business and working for 4 different clinics is stressful until I met you and your team Angela, everything was so quick and easy and you and your team are so compassionate and it shows with every step of the process.
Big Hugs
Sylvia of Langley
